Category Archives: improve credit

How The Credit CARD Act Impacts Finances

As you may know, the Credit Card Accountability Responsibility and Disclosure (CARD) Act came into effect in May 2009. The Credit CARD Act was designed to protect consumers from predatory credit card issuers. The act has had many positive effects, … Continue reading

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Credit ratings can survive bankruptcy

Here are some frequently asked questions about improving your credit after a bankruptcy or foreclosure: • Is my credit forever ruined by a bankruptcy or foreclosure? A bankruptcy or civil judgment will stay on your credit report for 10 years, … Continue reading

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